TIME DEPOSIT PROMOTION

Enjoy exclusive interest rates today.

Be rewarded when you start a Citigold relationship today.

Citigold gives you unrivalled privileges to help you meet your every financial need. As a Citigold client, you will enjoy preferential interest rates on your time deposits.

Preferential Foreign Currency Time Deposit Rates

Currency 1 month (p.a.) 3 months (p.a.)
AUD 3.00% 3.15%
USD 0.65% 0.80%
NZD 3.35% 3.50%
CNH 2.53% 2.68%
ZAR 3.95% 4.10%

A minimum deposit of SGD 50,000 equivalent is required. CNH refers to Offshore Renminbi and ZAR refers to South African Rand. This promotion is applicable for fresh funds. For placement with existing funds, foreign exchange conversion for the full deposit amount is required for all currencies. For CNH & ZAR, foreign exchange conversion for the full deposit amount is required for fresh or existing funds.

Click here for Foreign Currency Time Deposit Terms and Conditions.

Terms and conditions for Offshore Renminbi Time Deposit Account.

To find out more or to make Citigold your wealth management partner, click here or call our 24-Hour Citigold Hotline at
+65 6225 5226.

Disclaimers

Only Citigold clients can enjoy these preferential interest rates. A Citigold relationship starts with a minimum Assets Under Management of S$200,000. Assets Under Management refers to the combined balances held in a client's primary accounts including Citibank Checking and Savings account, Time Deposits and Investments. For placement of Time Deposits, a Citibank Savings or Checking Account is required.

For pre-termination of the Foreign Currency Time Deposits, Citibank reserves the right to charge a penalty fee, which will be deducted from the withdrawn amount. This may result in you receiving less than the principal amount in the currency of deposit, and you earning lesser or no interest. No pre-termination of the time deposit is allowed for CNH and ZAR currency.

Foreign currency investments are subject to rate fluctuations which may provide both opportunities and risks. You may experience a loss when you convert foreign currency back to your home currency. You should therefore determine whether any foreign currency investment is suitable for you in light of your investment objectives, financial means and risk profile.

By responding to this advertisement and providing your personal data, you consent to Citibank contacting you to market Citibank products and services including via the telephone.

Only applicable to Citigold clients with minimum deposit of S$50,000 equivalent and maximum foreign currency deposit of SGD 1 million equivalent per customer. CNH refers to Offshore Renminbi and ZAR refers to South African Rand. This promotion is applicable for fresh funds. For placement with existing funds, foreign exchange conversion for the full deposit amount is required for all currencies. For CNH & ZAR, foreign exchange conversion for the full deposit amount is required for fresh or existing funds. Time Deposit rates are correct as of 30 June 2014, valid till 31 July 2014, and subject to change without notice. For Offshore Renminbi Time Deposit account, the Offshore Renminbi Products and Services Terms and Conditions apply. You should be aware of the risks involved in placing an Offshore Renminbi Time Deposit.

Foreign currency deposits are not insured under the Singapore Deposit Insurance Scheme.

At present, Renminbi is not freely convertible and conversion of Renminbi is restricted. The government of the People's Republic of China continues to regulate conversion between Renminbi and foreign currencies. No physical deposit or withdrawal of Offshore Renminbi is permitted. There is no physical delivery of Offshore Renminbi. All placements/deposits into your Offshore Renminbi Time Deposit account can only be effected by converting funds denominated in a freely-convertible currency into Offshore RMB. A withdrawal of funds from your Offshore Renminbi Time Deposit account can only be effected by converting your Offshore Renminbi funds to a freely-convertible and available currency. You may therefore suffer loss from the foreign exchange conversion. In addition, you could potentially receive less than the full value of the principal amount. All currency conversions are subject to availability and will be effected based on Citibank's prevailing exchange rate. Currency conversions from Offshore Renminbi to a freely-convertible currency and vice versa will be effected at Citibank's prevailing exchange rates which will be based on the Offshore Renminbi interbank rates. The Offshore Renminbi interbank rates may be driven by various factors including market demand and supply and may be significantly different from the onshore Renminbi market rates. Citibank may at its discretion include a spread or markup in the exchange rates quoted. The Offshore Renminbi Products and Services terms and conditions apply. You should also be aware of the risks involved in placing an Offshore Renminbi Time Deposit.