Citi M1 Card

Earn Rebates at M1 Stores with Citi M1 Card.

Connect with greater savings.

Get up to 10% rebate on M1 bills and up to 96GB* of extra data for a year with Citi M1 Card.

*T&Cs apply.


Citi M1 Card

  • Earn up to 10% Citi M1 Rebate on your M1 recurring bills and 0.3% Citi M1 Rebate on all retail transactions.
  • Earn up to 1% Citi M1 Rebate on purchases at M1 Shops.
  • Offset your M1 Bills.

Apply for the Citi M1 Card
and get up to 96GB* of extra data for a year.

*T&Cs apply.

Already a Citi Credit Cardmember? Refer a friend and be rewarded with S$50 Cash Back!

^T&Cs apply.


Introducing greater savings with the Citi M1 Card. Save up to 10% off on your M1 recurring bills.

Earn Citi M1 Rebate on your M1 recurring bills

Tier 1


Total Spend of
S$0 to <S$300/month

Tier 2


Total Spend of
S$300 to <S$600/month

Tier 3


Total Spend of

Total Spend includes all retail purchases in local or foreign currency. You will earn Citi M1 Rebate at a base rate of 0.3% on all retail purchases and additional Bonus Citi M1 Rebate of 0.2%, 2.7% or 9.7% on M1 recurring charges, capped on the 1st S$300 worth of M1 recurring charges, depending on the tier of your Total Spend. Applicable only to M1 bills charged to the Citi M1 Card on a recurring basis.

Plus, enjoy these savings and benefits with your Citi M1 Card.


  • Activation fees for Data Passport
  • All connection fees on M1 value added services (except Number Retention Service)


  • Replacement for lost and damaged SIM cards


  • 1% off on spend in M1 stores
  • 10% off device accessories at M1 Shops
  • Up to 24-month interest-free instalment plan on handset purchases (applicable for phones above S$200)

Redeeming your Citi M1 Rebate:

What can you do with your Citi M1 Rebate?

Offset your M1 Bill or retail transactions

Convert to
KrisFlyer Miles

Convert to
SunPerks points

How to redeem your Citi M1 Rebate?

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Login to
Citibank Online

Effective 3 May 2019, upon the cessation of the Citi Rebate Program at participating Citi Rebate merchants, the Citi Rebate Program for Citi M1 Card will be renamed as Citi M1 Rebate Program. All unredeemed Citi Rebate in your Citi M1 Card will be automatically converted to Citi M1 Rebate. As an added benefit, you can use your Citi M1 Rebates to do a Pay with Points via SMS for selected transactions.

Please click here for more information.

Citi Privileges & Promotions

Citi Privileges & Promotions

Gourmet Pleasures

  • Citibank Gourmet Pleasures brings you the best dining deals. Take your pick to find something interesting - ideal for every occasion!

Learn more

Best Petrol Deals

  • Save up to 14% on fuel at Esso and Shell.

Learn more

Online and Travel Offers


  • Get exclusive discounts online with your Citi M1 Card


Eligibility & Fees
  • Only existing M1 phone and/or broadband subscribers are eligible to apply
  • Age: 21 years old and above
  • For Singaporeans and PRs, minimum annual income of S$30,000
  • For foreigners, minimum annual income to of S$42,000

Salaried employee:

  • A copy of your NRIC/passport; and
  • Latest original computerized payslip or Tax Notice of Assessment or last 12 months' CPF statement.
  • Click here to submit your CPF statement online.


  • A copy of your NRIC/passport;
  • Last 2 years' Income Tax Notice of Assessment; and
  • Last 3 months' bank statements.


  • A copy of your passport and work permit (with minimum 6 months validity);
  • A copy of utility/telephone bill or bank statement with your name and address; and
  • Income Tax Notice of Assessment and latest original computerized payslip.

Annual Fees (with effect from 26 Feb 2018):

  • Basic Card annual fee: S$192.60 (inclusive of GST)
  • Supplementary Card annual fee: S$96.30 (inclusive of GST)
  • Waiver: First year annual fee for Basic and two (2) Supplementary Cards

Interest, Other Fees and Charges:

Click here to view the other fees and charges.

Click here to view Cardmember's Agreement.

Frequently Asked Questions on Credit Card Chargeback & Dispute Resolution